City & County of San Francisco
Office of Small Business Presents
SMALL BUSINESS BULLETIN
N O V E M B E R , 2 0 1 3
November 30, 2013 is Small Business Saturday! The Office of Small Business and the Council of District Merchants have partnered with American Express to help support our small businesses by encouraging everyone to SHOP SMALL! While Small Business Saturday is only one day out of the year, the campaign focuses on encouraging shoppers to choose to shop at small businesses year round. Many merchants who participated in Small Business Saturday last year saw a huge increase in their business on that day, and also retained some of the same customers throughout the year. We are encouraging merchants to participate in this free campaign and asking shoppers to SHOP SMALL! Click here for all the details.
StepAheadSF, a new microloan pilot program, recently launched as part of the Invest In Neighborhoods initiative, which provides focused, customized services to 25 neighborhood commercial districts throughout San Francisco. Click here to learn more about StepAheadSF.
Executive Director, Office of Small Business
|News & Announcements
• Shop Small® Comes to San Francisco to Support Small Businesses “Every Day by the Bay”
The Office of Small Business and the Council of District Merchants have partnered with American Express to help support our small businesses and celebrate the Shop Small Movement and Small Business Saturday®.
Shop Small is a movement to celebrate small businesses that can help communities thrive, create jobs, boost the economy and preserve neighborhoods. The cornerstone of the Shop Small efforts is Small Business Saturday, a day to rally people nationwide to get out and Shop Small. Created by American Express in 2010, Small Business Saturday falls on the Saturday after Thanksgiving. This year, Small Business Saturday is November 30, 2013.
Here in San Francisco, we’re reaching out to small businesses and consumers alike to spread the word. To learn how to make the most of Shop Small and Small Business Saturday for your business, visit www.ShopSmall.com. There, you can access free marketing tools to promote your business and rally your neighborhood in support of small businesses throughout San Francisco.
• Existing California Enterprise Zone Program to be Replaced by Three New Programs
As we reported in our September Small Business Bulletin, the Enterprise Zone (EZ) program has been replaced by three new programs. Brief summaries of both the wind-down of the existing EZ program, as well as the three replacement economic development initiatives, are below.
Wind-Down of Existing Enterprise Zone Program
• No new EZ credits can be earned after Jan. 1, 2014.
• Businesses have 10 years to claim any unused EZ credits. Or, put another way, you have 10 years to use what you’ve earned before 2014, but you can’t continue to earn new credits after 1/1/2014.
o Note: If you have hired a new employee who might quality for the EZ hiring tax credit, and you have not yet obtained a voucher certificate from the City of San Francisco for that hire, it is strongly recommended that you do so immediately. The legislation is clear that any hires made prior to Jan. 1, 2014 may still be eligible for EZ hiring credits. However, it is unclear as to whether the City of San Francisco may issue voucher certificates after Jan. 1, 2014. As such, it is strongly recommended that you submit voucher applications as soon as possible.
Three Replacement Programs
• New Hiring Tax Credit Program
o Program that offers a credit against State taxes for hiring disadvantaged individuals. Employee must fall in one of the categories below:
- Unemployed prior 6 months.
- Unemployed veteran (must be unemployed since return from service).
- Ex-offenders previously convicted of a felony.
- Recipient of the Earned Income Tax Credit.
- Is a recipient of CalWORKs or general assistance.
o Open to businesses located in former EZs as well as areas with high unemployment/poverty. Excludes temporary help agencies, retailers, and food services, unless those businesses have less than $2 million in gross receipts (which means they are a “small business” as defined by the legislation).
o Effective Jan. 1, 2014 through Jan. 1, 2021.
o Must be a net new job created at the business – not just a replacement hire.
o Wage must start at $12/hour. Credit capped at 350% of minimum wage. Employee must work 35 hours/week or more.
• New Sales Tax Exemption Program for Qualified Purchases
o Statewide program that offers a sales tax exemption for the purchase of qualified equipment. This program is very similar to a sales tax exemption enacted in 1993 for small manufacturers.
o Qualified purchases include:
- Equipment used in any stage of the manufacturing, processing, refining, fabricating or recycling process.
- Equipment used for research and development.
- Equipment used to maintain or repair equipment purchased in the two categories above.
o Effective July 1, 2014 through July 1, 2022 for businesses statewide, and is not restricted to former EZ boundaries.
• New GO Biz Fund
o Program to establish a one-time tax incentive to encourage companies to relocate or expand in California.
o Named the “California Competes Tax Credit.” Funded by $150 million in fiscal year 14/15; $200 million in each following fiscal year, ending in 17/18.
o Distribution of the credit determined by the California Competes Tax Credit Committee. Committee members consist of the State Treasurer, Director of the Department of Finance and the Director of the Governor’s Office of Business and Economic Development (“GO Biz”).
The City and County of San Francisco has its own programs related to the Enterprise Zone. The Office of Economic and Workforce Development will provide more information on the changes to our local EZ programs as soon as they become available. Click here for more information, assistance and further developments.
• Take Advantage of PG&E Rebates & Incentives Before Reductions Take Effect
On January 1, 2014, a significant update to the California Title 24 building code will take effect. As a result, many PG&E rebates and incentives may be significantly lower in 2014 if rebate applications and permits are filed after December 31, 2013. Lighting projects will be most heavily impacted by the code change.
The following measures may have significantly reduced eligible rebate/incentive savings:
- Lighting retrofits (projects where at least 10% of luminaries in a given space are altered)
- Multi-level lighting controls (garage, stairwell)
- Occupancy sensors
- Day lighting controls
- Water-cooled chiller projects. Baselines for water-cooled chillers will increase on January 1, 2014.
If you’ve been considering a lighting upgrade, we highly recommend expediting your project applications (and City permits pulled, if applicable) prior to January 1, 2014.
Note: If permits for a project are not issued until after December 31, 2013 (and not installed and operational prior to June 1, 2014) your project will be subject to next year's Title 24 code and your eligible savings may be significantly reduced.
Please visit http://www.pge.com/en/mybusiness/save/rebates/index.page for additional information on rebates and incentives.
Please also note the following changes to California Public Utilities Time-of-Use Rates
In November 2013, Pacific Gas and Electric Company’s (PG&E) small and medium business customers will continue transitioning from a flat electric rate to time-of-use rates as required by the California Public Utilities Commission. Time-of-use rates will be highest during summer weekday afternoons when electric demand is at its peak, typically noon to 6 p.m., May through October. In return, time-of-use rates at all other times will be lower than the peak rate. This means that when you use energy is just as important as how much you use. If you are on a flat rate and think you will be affected by this, please contact our Business Customer Service line at 800.743.500 who will then connect you with an Account Manager and they will discuss what this means for your business and how you can save. Alternatively, you can visit www.pge.com/TOU for more information. PG&E also offers ongoing education programs. You can view them here all year long: www.pge.com/energyclasses
• October is Restaurant Appreciation Month
During the month of October, the Mayor and each Supervisor selects a restaurant to honor based upon cuisine, longevity and community involvement. The following honorees received Certificates of Honor for their contribution to San Francisco and their neighborhood:
Mayor Lee: Champa Gardens
Supervisor Avalos: Kuta Bistro
Supervisor Breed: The Ice Cream Bar
Supervisor Campos: Emmys Spaghetti Shack
Supervisor Chiu: Center for Urban Education about Sustainable Agriculture
Supervisor Cohen: All Good Pizza
Supervisor Farrell: Sociale
Supervisor Kim: Una Pizza Napoletano
Supervisor Mar: Cassava Bakery and Café
Supervisor Tang: Tazaki Sushi
Supervisor Wiener: Anchor Oyster Bar
Supervisor Yee: Orexi
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• StepAheadSF Microloan Pilot Program Available in Invest in Neighborhoods Commercial Districts
Mayor Ed Lee recently announced the launch of the StepAheadSF Microloan Pilot Program, a new program that will provide $250,000 in zero percent interest loans to support small businesses in the 25 neighborhood commercial corridors citywide. StepAheadSF, administered by Working Solutions, will provide loans to individual small businesses.
StepAheadSF will provide qualifying businesses with financing for a variety of investments such as developing a new business product, purchasing inventory, capital improvements to comply with the Americans with Disability Act and façade and tenant upgrades, and for marketing and promotional activities. Working Solutions will work with applicants to reduce turnaround times to 1-2 weeks and will focus on qualitative information – getting to know the borrower, learning about the business, and understanding the local market – to better assess risk and successfully make loans to a wider group of small businesses.
The zero interest loan program is being launched to further support businesses and preserve neighborhoods. The program builds on the City’s loan products developed through Mayor Lee’s Invest in Neighborhoods Initiative, which provides focused, customized services to 25 neighborhood commercial districts throughout San Francisco.
• What the San Francisco Family Friendly Workplace Ordinance Means For Your Business
In October, the Family Friendly Workplace Ordinance (FFWO) was passed and will into go into effect for all San Francisco businesses with over 20 employees on January 1, 2014. This ordinance gives employees the right to request a flexible work arrangement and gives the employer the right to refuse for legitimate business reasons. This ordinance opens the door for a dialogue between the employee and employer about flexible workplace arrangements.
Please join the San Francisco Department on the Status of Women and San Francisco Office of Labor Standards Enforcement on November 13th for a panel discussion followed by a Q&A session on what the Family Friendly Workplace Ordinance will mean for you and your business. Speakers: David Chiu President of the San Francisco Board of Supervisors Ann Lehman San Francisco Department on the Status of Women Donna Levitt San Francisco Office of Labor Standards Enforcement Ana Fortes U.S. Department of Labor, Women’s Bureau Free to the public!
REGISTER TODAY: www.understandingffwo.eventbrite.com Please email firstname.lastname@example.org with any questions.
• Office of Small Business Implements Automated Online Client Intake Process
In order to streamline business counseling services, the Office of Small Business recently implemented an automated client intake process. Rather than filling out paper intake forms each time a client visits our counter or seeks assistance online, clients can now fill out an online intake form at our counter kiosk or in the comfort of their own home. The form automatically captures the user’s information into our CRM database, eliminating manual data entry and creating more efficiency in the delivery of our services.
To set up an appointment with our counselor or request a response over email or phone, you may contact us by clicking here and filling out our Client Intake Form. A counselor will contact you to assist you with your small business needs.
You may also visit us at City Hall Room 110, Monday - Friday, 8am - 5pm, or call us directly at 415-554-6134.
• OSB Client Onigilly Opens Two Restaurants in Just Two Years
In early 2010, Koji Kanematsu, owner of Onigilly, visited the Office of Small Business with an idea to bring healthy Japanese fast food to the streets of America. In addition to providing him information on starting a mobile food cart, OSB counselors connected Koji to La Cocina for commercial kitchen space, and Opportunity Fund and Working Solutions for startup capital. After the tremendous success of his multiple mobile food locations, Onigilly opened two brick and mortar restaurants in San Francisco in just two years! With the help of investors, Koji hopes to open many more Onigilly locations across the US in the near future. OSB is proud to have assisted an individual turn an idea into a successful business by making the crucial connections to help him flourish.
For financial and other business resources, contact the Office of Small Business today.
• Office of Small Business Regular Office Hours
Services are available by appointment, phone and walk-in, Monday - Friday, 8AM-5PM. Click HERE for details.
• Small Business Financing Resources
Please click HERE for a list of nonprofit small business lenders.
• Small Business Resources & Workshops
Please click HERE for a list of small business resources and workshops.
• Invest In Neighborhoods Highlights
Invest in Neighborhoods (IIN) provides focused & customized services for San Francisco's neighborhood commercial districts. Learn more on the IIN website, follow IIN on Twitter, and sign up for the newsletter here.
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Small Business Commission Legislative Liaison
For more information on ALL of the ordinances below, go to our Legislation for Small Business Commission Review Page. We appreciate your comments.
Legislation not yet heard by the Commission:
• Planning Code - Cottage Food Operation Controls File No. 130998
This ordinance amends the Planning Code to conform with recent changes to state law allowing Cottage Food businesses to operate within residences in all zoning districts. This legislation would change the Planning Code to authorize certain types of home-based food production and sales within residences in all zoning districts. It would also expand the portion of floor area allowable for cottage food business use in residences to 1/3 from 1/4, and allow one non-resident employee for a cottage food business. File No. 130998
Introduced by Supervisor Chiu on 10/8/2013. Scheduled at the Small Business Commission on 11/18/2013, and the Planning Commission on 11/21/2013.
Heard by the Commission and before the Board of Supervisors:
• Authorizing the Office of Economic and Workforce Development to Identify and Recommend Small Businesses - Kiva Zip’s Microlending Platform. File No. 130888
Oct. 22, 2013: The Full Board of Supervisors voted 11-0 to approve this Resolution. The Resolution is in the Mayor's Office for review.
Resolution authorizing the Office of Economic Workforce Development to identify and recommend small businesses on behalf of the City and County of San Francisco for participation in a Microlending Program operated by Kiva Microfunds, a California non-profit public benefit corporation.
• Licensing and Regulation of Massage Establishments and Practitioners File No. 130789
This ordinance amends the Health Code to require massage practitioners licensed by San Francisco to wear photo identification cards when working; deny Massage Establishment permits to applicants convicted of specified crimes; provides an appeal process for persons denied a Massage Establishment permit; establishes health and safety requirements for all Massage Establishments; to establish penalties for violations governing Massage Practitioners and Massage Establishments; and to require notice of violations be sent to the owner(s) of property where Massage Establishments are located.
Introduced by Supervisor Tang on 7/30/13, co-sponsored by Supervisor Chiu. Small Business Commission voted 5-0 to recommend approval on September 9, 2013. Board of Supervisors Government Audit and Oversight Committee voted 3-0 to recommend approval to the full Board on 10/24/2013. Item will be scheduled for a first reading at an upcoming the full Board of Supervisors meeting.
• Massage Practitioners File No. 130400
Under current City code, all massage practitioners are required to obtain local permits from the Department of Public Health. This is not consistent with state law passed in 2011 which created an optional state licensing program for massage practitioners and exempts state licensed practitioners from local permitting. Under this proposed law, an individual who is certified as a massage practitioner by the State of California pursuant to the California Business and Professions Code is not required to obtain a permit from the Department. However, any practitioner who is not certified by the State must still obtain a permit from the Department. Massage establishments that employ only massage practitioners who are certified by the state must provide copies of those certificates to the Health Department for all massage practitioners employed by the establishment, and must update this information annually. The ordinance set out additional criteria including a requirement to maintain a current business registration.
The ordinance was amended at the Board of Supervisors Government Audit and Oversight Committee meeting on 10/24/2013, as follows:
1. Clarify that massage practitioners are certified by the California Massage Therapy Council (CAMTC), not the State of California.
2. For massage practitioners not certified by the CAMTC, require an applicant for a massage establishment permit to provide a copy of the lease or rental agreement for the site.
3. Require massage establishments where all practitioners are certified by the CAMTC to pay the lowest annual license fee assessed other similar businesses.
Introduced by the Department of Public Health. The Small Business Commission voted 7-0 to recommend approval on June 10, 2013. Board of Supervisors Government Audit and Oversight Committee voted 3-0 to amend and recommend approval to the full Board on 10/24/2013.
Item will be scheduled for a first reading at an upcoming the full Board of Supervisors meeting.
• Safe Body Art File No. 130402
October 22, 2013: The full Board of Supervisors voted to return this item to the Rules Committee at the request of the Department of Public Health in order to allow an adjustment to the fee schedule.
Amounts indicated below may no longer be accurate, but updated fee amounts have not yet been released.
This proposed ordinance, which amends the San Francisco Health Code, conforms to the new state law, the California Safe Body Art Act (AB 300) that became effective July 1, 2012, and set statewide health and safety standards for practitioners of piercing, tattooing, branding and the application of permanent cosmetics. The annual license fee for a body art facility is proposed to be $1,372 per year, the annual license fee for a body art practitioner is proposed to be $175.
Introduced by the Department of Public Health. The Small Business Commission voted 7-0 to recommend approval on June 10, 2013 with the request the department review the proposed fee amount. Board of Supervisors Rules Committee voted 3-0 to recommend approval to the full Board of Supervisors on October 3, 2013.
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Small Business Commission Corner
• November Small Business Commission (SBC) Meeting: 11/18, 2:00pm, Room 416
The Small Business Commission will meet on Monday, November 18 at 2:00PM in Room 416. Please note that the Commission will only meet once this month. Agendas will be available on the Commission website by the Wednesday prior to the meeting.
• Special Joint Commission Meeting with SFMTA Board: 12/9/13
On December 9, 2013, the regular Small Business Commission (SBC) meeting will be a special joint meeting with the SFMTA Board of Directors to review the intersections of small business with the transportation goals and needs of the City. The SBC’s regularly scheduled meeting starts at 5:30 pm but this meeting may start earlier. For confirmation of the start time, please check the OSB website by November 25, 2013. www.sfgov.org/osb
• Small Business Commission Works with Department of Building Inspection and SFUSD to Streamline School Impact Fee Payments
The Permitting Committee of the Small Business Commission (SBC) identified the San Francisco Unified School District (SFUSD) Developer Impact Fee as something that could be streamlined. Since then, the SBC worked closely with the Department of Building Inspection (DBI) and SFUSD to improve the payment procedure whereby SFUSD Developer Impact Fees may now be paid at DBI’s offices.
Previously, permit applicants were forced to travel from DBI at 1660 Mission Street to SFUSD’s offices at 135 Van Ness Avenue to request fee calculation and make payment before ultimately returning to DBI for permit issuance. This process often added multiple trips and several days to the permit issuance process.
Effective September 3, 2013, the new procedure will save time and money for developers and other building professionals attempting to pay the fee. The Small Business Commission thanks DBI Director Tom Hui and SFUSD Superintendent Richard Carranza for being responsive to the needs of small businesses.
• Commission Hears Proposals on Changes to Accessible Parking
The Small Business Commission (SBC) received a presentation from members of the Accessible Parking Policy Advisory Committee (APPAC) at its meeting on October 28. APPAC was formed in October 2012 to study and formulate policy recommendations related to increasing the availability of disabled parking within San Francisco while also reducing the prevalence of disabled placard misuse. Its members were comprised of City representatives from the Mayor’s Office on Disability, Municipal Transportation Agency (MTA), and Metropolitan Transportation Commission, with additional representation from the California Department of Motor Vehicles and both disability and business advocates.
Two committee members – Lisa Foster and Bob Planthold – presented APPAC’s findings to the SBC, which included a combination of local- and state-level policy reforms the committee believes will help address this problem. A main takeaway from APPAC’s extensive research and outreach was that no single solution will do, and effectively combatting the problem will require a multi-pronged approach. Immediate local changes proposed include 1) Increasing the number of disabled parking “blue zones” in San Francisco to 4% of total metered spaces; and, 2) Increasing MTA enforcement of disabled placard misuse.
Several of APPAC’s other recommendations will require changes in state law, summarized as follows:
1) Include photographs on disabled placards, or make photographs available immediately to law enforcement via an electronic database.
2) Add medical provider information to DMV’s disabled placard database.
3) Establish a functional definition of “limited mobility” to clarify placard eligibility criteria.
4) Delegate authority to local governments to establish meter payment requirements and reasonable time limits for those with disabled placards when occupying any metered space (including metered blue and green zones).
- APPAC made an additional local recommendation to channel revenue from metered blue zones into public right-of-way accessibility improvements in the city, if meter payment authority is subsequently granted by the state.
The SBC fully supported all findings, agreeing that lack of available disabled parking is an important symptom of a broader shortage of convenient parking within San Francisco.
APPAC’s full report is available at http://www.sfmta.com/parkingaccess. For more information, contact SFMTA at 415-701-5380.
• Family Friendly Workplace Ordinance. File No. 130785
Oct. 18, 2013: The Full Board of Supervisors voted 11-0 to approve this legislation upon its second reading. Mayor Lee signed the legislation into law on 10/9/2013.
The Family Friendly Workplace Ordinance applies to businesses with 20 or more employees. The key provision of the ordinance provides employees with the right to request a flexible or predictable working arrangement in writing to assist with care giving responsibilities, and to do so without adverse employment actions or interference of the right. The employer has a right to deny a request based on business reasons and must do so in writing. The ordinance requires the employer to post a notice informing employees of their rights and to maintain records regarding compliance of the Ordinance. The Office of Labor Standards Enforcement (OLSE) is authorized to enforce the ordinance as to an employer’s adherence to the procedural, posting, documentation requirements as well as any retaliation action taken against the employee for exercising their right to ask. OLSE and Commission on the Status of Women are required to do outreach and education.
• Business and Tax Regulations Code - Administrative Changes File No. 130784
Oct. 1, 2013: The Full Board of Supervisors voted 11-0 to approve this legislation upon its second reading. Mayor Lee signed the legislation into law on 10/11/2013.
This Ordinance amended the Business and Tax Regulations Code. The key points of this ordinance are:
1) Change payments to monthly installment payments rather than prepayments of hotel and parking taxes. Payroll tax will still be in installments through 2017.
2) Eliminate the requirement for annual parking tax bond renewal.
3) Tighten up communication procedures and obligation between Treasurer and Tax Collector and a business/person regarding recomputation, interest, deficiency determinations, and revocation determinations.
4) Specify that interest applies to unpaid penalties but not unpaid fees and interest.
5) Apply a penalty when no tax return is filed and the Treasurer and Tax Collector determines the tax liability exceeds $5000.
6) Establish penalties for failure to register or update a registration, making misstatements in registration, failure to allow inspection of or to produce records, and failure to file a return.
7) Clarify registration revocation/suspension authority and procedures.
8) Amend business registration provisions to require a copy of the business registration certificate rather than a business tax registration tag be displayed on certain corporate vehicles.
9) Change the due date of the Revenue Control Equipment Compliance Fee to December 31.
10) Set the due date for submittal of a Central Market Payroll Tax Exclusion annual affidavit to OEWD to December 31.
The Small Business Commission voted 5-0 to recommend approval on September 9, 2013.
• Special Tax Financing Law File No. 130781
Oct. 1, 2013: The Full Board of Supervisors voted 11-0 to approve this legislation upon its second reading. Mayor Lee signed the legislation into law on 10/11/2013.
This ordinance amended the Administrative Code Special Tax Financing Law to authorize financing by special tax districts of work deemed necessary to bring buildings or real property, including privately owned buildings or real property, into compliance with seismic safety standards or regulations, and establish certain procedures by which the City can make changes to a special tax district.
Sponsors: Mayor; Tang and Wiener
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RFPs & Contracting Opportunities
• NEW! SFO - As-Needed Architectural and Engineering Support Services
Click here for details.
• NEW! OEWD - Invest in Neighborhoods Economic Development Grants
The Office of Economic & Workforce Development (“OEWD”) is issuing this request for proposals ("RFP") for grants to strengthen neighborhood commercial districts by implementing neighborhood improvement projects and providing business services. OEWD has reserved up to $600,000 make grants in 2 different program areas.
For more information download and review the Request for Proposals.
This is RFP is issued as of October 28, 2013. Proposals are due at 5pm on November 25, 2013. Any questions or requests for clarification must be submitted via e-mail to Jorge Rivas at email@example.com by November 8, 2013.
• DPW Contracting Opportunities
The Department of Public Works (DPW) announced the launch of a one-stop shop on its website that will make it easier for contractors to search for contracts, bid on projects, find project information, access documentation and track their payments for DPW’s construction projects and professional services. Please click here for details.
• SFO Concessions and Leases
Below is the San Francisco International Airport’s list of upcoming contracts and concession leases for the fiscal year 2012-2013 (July 1, 2012-June 30, 2013). These contracts and leases will be advertised on the Airport’s and City & County of San Francisco’s Office of Contract Administration’s websites:
We encourage you to review these websites periodically for the contracts and leases that interest you, and to attend the pre-bid/pre-proposal meetings to learn more about the various opportunities.
• SFPUC Contracts and Bids: Various Opportunities with the SF Public Utilities Commission
Click here for details.
• Learn Everything You Need to Know About Contracting with the City and County of San Francisco (FREE WORKSHOP SERIES)
FREE workshops held EACH WEDNESDAY of the month at 30 Van Ness Avenue, Suite 200. Reservations are not required, but highly recommended. Click here for details.
• City and County of San Francisco Contracting Opportunities
Visit www.sfgov.org/oca and click on Bids and Contracts Database and Required Vendor Forms. Click here to learn how to become a registered vendor and certified Local Business Enterprise.
• City and County of San Francisco Surety Bond & Finance Program
For more information, contact: Nancy Owens, Merriwether & Williams Insurance Services, 417 Montgomery Street, Suite 200, San Francisco, CA 94104. Phone: 415 986-3999 www.imwis.com
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• MON. 11/18 - Small Business Commission Meeting
11/18 at 2:00 PM, City Hall, Room 416. Click here for Meeting Agendas. (Please note that the Commission only meets once this month.)
• SAT. 11/2 - The Triumphs and Trials of Women-Owned Small Businesses: A Panel Discussion
Join San Francisco Federal Credit Union's Women's Wealth Initiative for a candid discussion exploring the unique experience of owning a small business in the Bay Area. Our diverse, all-female panel will share their personal stories of business ownership in fields ranging from baking to financial planning to holistic healing.
We'll kick off the event with our panel discussion, followed by a question-and-answer session. Attendees will then have the opportunity to network while enjoying refreshments provided by San Francisco Federal Credit Union. Bring your business cards!
Click here to register.
• MON. 11/4 - Training Opportunity for StorefrontSF.com, a Free Website for Advertising & Locating Retail Spaces
Please join San Francisco's Office of Economic & Workforce Development and Urban Solutions for a presentation of www.StorefrontSF.com, a free website for advertising & location retail spaces.
When: Monday, November 4, at 4pm
Where: City Hall, Room 201
• MON. 11/4, 11/18 - Understanding Disability Access Requirements
The Office of Small Business and Noe Valley Merchants jointly host a bi-weekly drop-in meeting to educate and assist businesses in understanding disability access requirements, the steps to take to prevent a lawsuit, and steps to take upon receiving a lawsuit.
Meetings take place on the 1st and 3rd Monday of the Month, 9:30 am - 10:30 am, at the Noe Valley Library, 451 Jersey Street, San Francisco, CA 94114. Contact: Regina Dick-Endrizzi 415-554-6481 or Gwen Sanderson 415-509-6261
• WED. 11/6 - Starting a Business in San Francisco
Hear directly from the Office of Small Business. How do you obtain permits? How do you register your business name? Learn what the City can do for you in this one-stop seminar.
455 Market Street, Suite 600
San Francisco, 94105
11:00 AM to 12:30 PM
Click here to register.
• WED. 11/13 - How to Start a Restaurant or Food Truck Business
The workshop will cover key issues in starting a restaurant or food truck. Entrepreneurs will discuss their personal experiences starting successful food businesses. This workshop is sponsored by the Southeast Asian Community Center (SEACC) and the Korean Center Inc. (KCI).
Topics to be discussed:
- Starting a restaurant or food truck business
- Providing information about applying for micro loans
- General issues in starting a new food business
When : 6:00-8:00PM, Wednesday, November 13, 2013 Where: Korean Center, Inc., 1362 Post St, San Francisco
This event is free but pre-registration is strongly recommended. To register for this workshop, call 415-441-1882 or by e-mail at: firstname.lastname@example.org, email@example.com
• SAT. 11/30 - Shop Small on Small Business Saturday
Support local small businesses by shopping small on Small Business Saturday! Click here for details.
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Remember to Shop Local in San Francisco!
Small Business Assistance Center
City Hall, Room 110
1 Dr. Carlton B. Goodlett Place, San Francisco, CA 94102
Monday through Friday 8AM to 5PM
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